Ruchi Kalra Wiki, Age, Husband, Children, Family, Biography & More

Ruchi Kalra is an Indian entrepreneur, known for building a startup that reached a valuation of $1 billion, known as a unicorn.


Ruchi Kalra is a 39 year old (as of 2022) female entrepreneur. She lives outside Delhi. He did his schooling from General Raj School, Delhi. He completed B.Tech in Chemical Engineering from Indian Institute of Technology, Delhi in 2004. In 2007, he completed his MBA from the Indian School of Business, Hyderabad.

Physical Appearance

Height (Approx): 5′ 5″

Hair Color: Black

Eye colour: black

Ruchi Kalra in black and white outfit

Ruchi Kalra in black and white outfit


husband and children

Ruchi’s husband Ashish Mohapatra is also an Indian entrepreneur, co-founder and CEO of a unicorn startup like Ruchi. Both of them met while working at McKinsey. The couple has a daughter, Khushi.

Ashish Mohapatra with his daughter Khushi

Ashish Mahapatra with his daughter Khushi


as an employee

Ruchi started her career as a Senior Business Analyst at EvaluateServ after pursuing chemical engineering. After working for about 1.5 years as a business analyst, she moved to Hyderabad to pursue her MBA. Through college placement, he got the opportunity to work at McKinsey & Company. He spent approx. Working in the financial services sector, specifically insurance and retail banking for 9 years. In the years following his tenure at McKinsey, he worked his way up to partner.

as an entrepreneur

In an interview, Ruchi revealed that by the end of 2015, she along with a team of 7 other individuals, including her husband Ashish, decided to join hands for their fintech startup, OffBusiness, which is a B2B company that provides financing services. Does it. small and medium enterprises.

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First OffBusiness session, circa August 2015

First OffBusiness session, circa August 2015

Leaving behind her long-standing job and partnership at McKinsey & Company, Ruchi said in an interview,

“We both had a desire to go out and create something.”

The company came into existence in 2016 and soon became a unicorn when it received the backing of Japanese multinational conglomerate, SoftBank Group Corp. Ruchi was the co-founder and CFO of the company.

Co-Founder of OffBusiness with Ruchi

Ruchi Kalra along with co-founders of OffBusiness

In 2017, she jointly launched a branch of her previous startup, OffBusiness, with her husband and a few other members of her team. In an interview, he said that he named it Oxyzo, a blend of the words oxygen and ozone. Ruchi is the Co-Founder and CFO of Oxyzo Financial Services Pvt. Ltd. Ltd. which is a fintech that provides purchase financing to small and medium businesses, cash-flow-based loans to assist with working capital and operating costs.

oxyzo team

Oxyzo Team (Ruchi Kalra is fifth from the left in the back row)

Ruchi is a whole-time Director of the company and focuses on Finance Control, Accounting & Auditing, Compliance – Legal & Secretarial, and Capital Management. The startup became a unicorn in 2022 when it raised $200 million in its first fundraising round led by Alpha Wave Global, Tiger Global Management, Northwest Venture Partners, Matrix Partners and Creation Investments, the largest ever for an Indian There was Series-A funding. start up.

Indian startup unicorns in 2022

Indian Startup Unicorns in 2022 (Oxyzo at 13th)

Facts/General Knowledge

  • In 2017, she was named a contender for the BW Disrupt 40 Under 40 list.
  • In July 2019, Kalra represented OffBusiness as a speaker at the Unifi Alternative Finance Round Table Conference, where four cutting-edge fintech companies from India presented their business case, technical methodology and risk management practices.
  • Norwest, one of Oxyzo’s investors, described Ruchi as ‘the first female founder in India of a profitable, fintech unicorn’.
  • When asked about the mantra of success in an interview, Ruchi said,

    Perseverance. Perseverance means not giving up. It is perseverance and tenacity, the effort required to do something and keep doing it to the end, even if it is difficult. And I believe that sooner or later perseverance pays off.”

  • Ruchi was an elected member of the student union during her college days. In an interview he said,

    For me, apart from the curriculum, there was a lot more to do as an elected member of the student body. This gave me the opportunity to explore my full potential and also gained recognition from the organization as a young leader.”

  • When asked about her inspiration in an interview, Ruchi said,

    In my life, my husband Ashish has played an important role as a professional coach and a leader from whom I learn every day.

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Categories: Biography

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